Tag: credit cards
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Swipe Smart: Why Credit Cards Can Be Your Secure Shopping BFF
Hold on, debit card fans! Before you reach for your plastic for that new video game, hear me out. While debit cards are convenient, credit cards can be your everyday spending BFF when it comes to security, points, and perks. Let’s dive in and see why! Security Shield: Imagine someone stealing your debit card number.…
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Interest Rate Roundup: How 2024 Stacks Up!
Remember that “interest rate” thing your parents talk about? It’s basically the fee you pay to borrow money or the reward you earn for saving it. Let’s explore how interest rates are affecting different areas in 2024 and how you can use them to your advantage! Mortgage Mayhem: Home loan rates, after staying low for…
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Credit Cards: Friend or Foe? Stats and Tips for 2024
Plastic power! Credit cards can be super handy for everyday purchases, but using them wisely matters. Let’s dive into some credit card stats for 2024 and explore ways to keep your credit card a friend, not a foe. Debt on Deck: In 2024, the average American carries around $5,700 in credit card debt, according to…
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Navigating the Maze: The State of Personal Finance in 2024
Hold onto your piggy banks! The world of money has been on a wild ride lately, and 2024 is showing signs of both ups and downs for our wallets. Let’s dive into the key areas of personal finance and see how things have changed since last year: Spending Spree or Saving Savvy? In 2023, Americans…